21-C Fort Evans Road, NELeesburg, VA 20176

Insurance professionals that have your back

Call Us 703-777-2920

Call Us Today!


Personal Lines

We are happy to assist you in selecting the best coverage.

Get a Quote


We get you the right coverage for the right price.

Get a Quote

Commercial Lines

We offer free quotes and dedicated personal service.

Get a Quote
Home » Auto Insurance in Leesburg, VA

Auto Insurance in Leesburg, VA

Auto insurance provides financial protection against accidents, theft or damage to your vehicle. Understanding key factors that can influence your auto insurance policy is essential.

Contact the Academy Insurance Agency in Leesburg, Virginia, for personalized car insurance quotes.

How Much Auto Insurance Do I Need?

Virginia drivers must maintain minimum insurance coverage or pay the state’s uninsured motor vehicle fee annually.

Minimum insurance coverage in Virginia includes the following:

  • Bodily injury liability coverage may help pay for third-party injuries and death after a covered accident up to the policy’s limits.
  • Property damage liability coverage may help pay for third-party property damage after a covered accident up to the policy’s limits.

Depending on your circumstances, your agent may recommend purchasing more than the minimum state-required coverage.

If you lease or finance your vehicle, you may be required to carry full coverage insurance, including comprehensive and collision coverage and guaranteed asset protection (GAP) insurance. Your agent can help you get appropriate coverage from a reputable car insurance company.

How Far Back Do Auto Insurance Companies Look?

Insurance providers consider your driving record and claims history to help determine the likelihood of future incidents and set premium rates. Maintaining a clean driving record over time can positively impact your insurance rates. Insurers generally look back three to five years when determining auto insurance premiums.

Can You Add a Teen Driver to an Auto Policy?

Insurance companies typically allow parents to add teen drivers to their existing policies. This option is often more cost-effective than purchasing a separate policy for the teen driver.

Your agent can help you take advantage of discounts, such as good student discounts or completing driver’s education courses.

Contact Us

Contact Academy Insurance Agency to learn more about your car insurance options.